Autumn Budget 2026: What Does It Mean for Your Finances?

About this video

The Autumn Budget 2026, delivered on 28 October, introduced several changes that could affect savings, property income and business owners. In this video, Lazenby's Financial Services shares its initial reaction to the announcements, discussing what the changes could mean for individuals planning their financial future. Topics covered include the decision to retain the £20,000 Cash ISA allowance, changes to Business Asset Disposal Relief, higher taxes on savings and property income, and the relatively limited changes to pensions.

Key points covered

  • Cash ISA allowance: The government has reversed the proposed reduction to £12,000, retaining the £20,000 annual allowance for all eligible adults.

  • Business Asset Disposal Relief: The lifetime limit will fall from £1 million to £500,000 from April 2027, raising concerns about the impact on business owners considering selling their businesses.

  • Savings and property income: Tax rates will increase by two percentage points from April 2027, with concerns about the additional burden on landlords and savers.

  • Pensions: The Budget introduced relatively few significant changes to pension arrangements.

  • Overall assessment: While some measures could have considerable consequences for business owners and property investors, the Budget avoided several of the more substantial changes that had been anticipated.

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