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Are You Paying Tax on Your Savings Interest Without Realising It?
For many years, interest rates on savings accounts were so low that paying tax on savings interest wasn’t something most people needed ...
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What Happens to Your Pension When You Divorce?
When a couple divorces, there are some financial assets that naturally get most of the attention. Who keeps the house? What happens ...
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Should You Overpay Your Mortgage or Invest the Money Instead?
You’ve got a little extra money left over each month. It’s a nice position to be in – but it creates a ...
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Made Redundant? What Should You Do With Your Finances First?
Being made redundant can turn your finances upside down almost overnight. One month, you have a regular salary coming in and your ...
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Are You Holding Too Much Cash? When Savings Can Work Against Your Long-Term Plans
Having money in the bank feels reassuring. You can see it. You can access it. You know exactly how much is there. ...
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Pension Withdrawals and Emergency Tax: Why Your First Payment May Be Taxed Incorrectly
You’ve decided to take £20,000 from your pension. You’ve worked out what you want to use the money for, requested the withdrawal ...
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Can I Afford to Retire at 60? How Cashflow Modelling Can Test Your Plan
For many people, 60 feels like the ideal age to retire. You’re young enough to hopefully enjoy plenty of active years ahead, ...
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Autumn Budget 2026: Should You Make Changes to Your Finances Before 28 October?
The date is now in the diary. The Autumn Budget 2026 will take place on Wednesday 28 October, and as we get ...
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Who Would Manage Your Finances If You Could No Longer Do It Yourself?
It’s not the easiest question to think about. Most of us spend years building our savings, investing for retirement and making sensible ...
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Should You Take the Full 25% Tax-Free Cash from Your Pension?
One of the most common questions people ask as they approach retirement is: “Should I take my full 25% tax-free cash?” The ...
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Risk Tolerance vs Capacity for Loss: Are Your Investments Taking the Right Level of Risk?
When people think about investing, one of the first questions they’re often asked is, “How much risk are you comfortable taking?” It ...
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Has Your Investment Portfolio Drifted? Why Rebalancing Matters
When people think about investing, they often focus on choosing the “right” investments. But what happens after your portfolio has been built? ...
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