The Emotional Burden Of Investing

Human beings aren’t known to make the wisest decisions when we are under emotional pressure. It’s easy to shout that sound and somewhat obvious advice at the character on the TV screen when they are making all the wrong decisions under pressure (think: any horror movie ever) but put ourselves in their shoes and we…

Risky Business?

When we hear the word “risk”, we automatically think of something negative. Combine that in a sentence with, “your money”, and in under five seconds your mind has taken you from a retirement sipping cocktails on a sandy beach to working three jobs until your body gives up. It’s an emotional rollercoaster. In finance, risk…

Why Consider A Remortgage?

Your mortgage is a big financial and emotional commitment; that’s why it’s important to review your mortgage regularly, and ensure the product you have still works for your circumstances. You might find that a remortgage is the most suitable course of action, to save money or release equity. Here’s just a few reasons why you…

How Does A Self-Build Mortgage Work?

You’ve always dreamed of building your perfect home, but you don’t have the cash to do it. Is it possible to mortgage a property, when the property doesn’t yet exist? You bet. Here’s what you need to know about a self build mortgage.   Why is a self-build mortgage different to a house purchase mortgage?…

Help To Buy: Equity Loan

If you’re looking at purchasing a new-build property, you may be eligible for the Government’s Help to Buy: Equity Loan scheme. The scheme has been designed to help first time buyers get onto the property ladder, and existing homeowners looking to move house, who are struggling to save a large enough deposit. Here’s what you…

What Is A Concessionary Purchase?

A concessionary purchase describes a scenario where a buyer is knowingly purchasing a property at a discount from its market value, granted by the vendor, and the equity in the property is gifted.   Why might a concessionary purchase help me get onto the property ladder? Aside from the benefit of the discount itself, a…