Last year, a new client came to us feeling overwhelmed by her pension. She’d lost faith in her previous advisers, especially after they invested a significant portion of her funds shortly after her divorce, which left her with a substantial mortgage debt. We uncovered several significant problems with her previous financial advice. Firstly, she was […]
On Track to Retire at 60: Anthony’s Retirement Planning Story Read More »
One of the most common questions people ask as they approach retirement is: “Should I take my full 25% tax-free cash?” The short answer? Not necessarily. It’s easy to see why the idea is appealing. After all, if someone offers you tax-free money, why wouldn’t you take it? But while taking tax-free cash is the
Should You Take the Full 25% Tax-Free Cash from Your Pension? Read More »
When people think about investing, one of the first questions they’re often asked is, “How much risk are you comfortable taking?” It sounds like a simple enough question, but the answer is only one piece of a much bigger picture. At Lazenby’s, we don’t believe investment decisions should be based solely on how adventurous or
When people think about investing, they often focus on choosing the “right” investments. But what happens after your portfolio has been built? The reality is that your investments won’t stand still. Markets move every day, some investments perform better than others, and over time your portfolio can start to look very different from the one
Has Your Investment Portfolio Drifted? Why Rebalancing Matters Read More »
Many people in the UK build up several pension pots over a working life. Job changes, career moves, periods of self-employment or simply the natural progression of employment mean old workplace pensions often sit quietly in the background. By the time retirement approaches, it is common to have three, four or more separate schemes, each
Should You Consolidate Old Workplace Pensions? What to Check Before Moving Your Money Read More »
