Finance

Having money in the bank feels reassuring. You can see it. You can access it. You know exactly how much is there. And unlike investments, its value doesn’t appear to jump up and down every time you check your account. So, keeping a healthy amount of cash can be a very sensible part of financial […]

You’ve decided to take £20,000 from your pension. You’ve worked out what you want to use the money for, requested the withdrawal and waited for it to arrive. Then you check your bank account. It’s considerably less than you expected. For many people, their immediate reaction is: “Where has all that tax gone?” The answer

For many people, 60 feels like the ideal age to retire. You’re young enough to hopefully enjoy plenty of active years ahead, but old enough to start thinking seriously about swapping work deadlines for a little more freedom. But there’s usually one big question standing in the way: Can I actually afford to retire at

The date is now in the diary. The Autumn Budget 2026 will take place on Wednesday 28 October, and as we get closer to the Chancellor standing up to deliver it, you can expect plenty of headlines about what might change. Pensions. Inheritance Tax. Capital Gains Tax. Property. Tax thresholds. Wealth. Some predictions may prove

It’s not the easiest question to think about. Most of us spend years building our savings, investing for retirement and making sensible financial decisions. But what would happen if illness, an accident or a condition such as dementia meant you were no longer able to manage your own finances? Would someone you trust be able

At Lazenby’s Financial Services, we believe technology is the key to delivering exceptional financial advice that’s efficient, transparent, and tailored to you. Our dedicated, expert team is focused on providing a 5-star, personalised service to our clients. Our  six-stage process harnesses cutting-edge tools to streamline your journey, ensuring every step is personalised and seamless. Here’s

The Case for Eliminating Property Taxes: Could Florida’s Bold Proposal Spark a Global Trend? At Lazenby’s Financial Services, we’re always keeping an eye on global financial trends that could impact homeowners and investors. One of the most intriguing developments in recent months comes from Florida, where Governor Ron DeSantis has proposed a radical overhaul of

This isn’t just financial advice- it’s a financial resilience package What use is there in making a plan if, at first mishap you have to abandon it and cut your losses? This is what often happens when something goes wrong and there is an unexpected event in a business or to an individual which has

Let’s cut to the chase – markets run on two things: fear and fundamentals. Right now, fear is firmly in the driving seat. The uncertainty around Trump’s tariffs – what they’ll be, how far they’ll reach – has left global markets jittery. Investors hate the unknown, especially when it comes to next year’s company profits.

I am writing this blog in order to encourage my present and future clients to engage in a discussion around retirement and how to get more out of it and live a longer happier life. The most effective time to have this conversation is when a person is actively thinking about retirement and when they