This is the fourth in the series of tax wrapper articles I’ve written. Check out my LinkedIn page for a copy of my first, second and third Tax Wrapper articles about pensions, Stocks and Shares ISAs and Investment Bonds. A Tax Wrapper is a beneficial structure provided by the UK Government which you can wrap […]
What is a Tax Wrapper and why should I be interested? Part 4 Read More »
The tensions in the Middle East are dominating global news headlines. With major players within the oil markets involved, there will undoubtedly be implications that impact territories across the world and generate concerns around economic stability. To make matters much more serious, as a member of BRICS (a group of countries with a greater GDP
What do tensions in the Middle East mean for your investments? Read More »
First, what’s a Black Swan some may ask? This is a rare unseen event that causes significant turmoil in financial markets, think 2008 property crisis and the excellent film that explained it ‘The Big Short’. What or who is Evergrande? Evergrande was one of the largest property developers in China and had a vast amount
Evergrande, is this the next Black Swan? Read More »
How does inflation affect you and your business? In Today’s economic landscape, it is essential to stay informed about financial trends that affect our lives. One such topic is inflation. Inflation is the increase in the money supply by governments and central banks, so the more money in circulation, the less spending power you have,
Understanding Inflation: Navigating Financial Waters Read More »
Do you understand financial Jargon? Financial jargon can be a barrier for many when trying to navigate the world of finance. It’s time we make this complex language more accessible. Here’s why understanding financial jargon matters: Empowerment: When you comprehend financial terms, you’re in more control of your own financial security. Confidence: Knowledge is confidence.
Simplifying Finance: Breaking Down Complex Jargon Read More »
Are you tired of being worried by too much debt? Ready to stop this worry? Here’s how to reduce worry and debt: Assess Your Debt: Knowledge is power, so begin by taking a close look at all your debts – credit cards, loans, mortgages, and more. Knowing where you stand is the first step. Create
Reducing Debt: The Path to Financial Freedom Read More »
Tax efficiency may sound boring, but more money in your pocket is never boring; it’s smart financial planning that can help you keep more of what you earn. Here’s why it matters and how you can make the most of it. Why Tax Efficiency Matters: Efficiently managing your taxes is crucial for your financial health.
Unlocking Tax Efficiency: A Guide to Maximising Your Financial Potential Read More »
Today, I want to talk about a topic that’s a bit of a dream for most of us: Financial Freedom. Financial freedom isn’t just about accumulating wealth; it’s about gaining control over your life, your choices, and your future. It’s the ability to live life on your own terms, pursue your passions, and provide security
Achieving Financial Freedom Read More »
While we’ve all been looking in one direction, at inflation, few have looked at the other coming problem, that of deflation. This reversal is one of the reasons for higher interest rates, not inflation, but deflation. So, how does increasing interest rates create deflation? To put things as simple as possible, which is never easy,
From Inflation to Deflation Read More »
It might not have escaped your attention that the news has been full of Crypto business failures, such as the FTX scandal. So, rather than going in to a complex and detailed explanation of crypto currencies, I think it’s better to explain the phenomenon in language that’s easier to comprehend. You have several choices of
Crypto Market Turmoil Read More »
Lazenbys Financial Services Ltd are authorised and regulated by the Financial Conduct Authority. Lazenbys Financial Services Limited are entered on the FCA register under reference 811996.
Lazenbys Financial Services Ltd. Registered in England and Wales, under no. 08241393. Registered office address – 1st Floor Stable Mews, Beechwood Estate, Elmete Lane, Roundhay Leeds LS8 2LQ. The Financial Conduct Authority does not regulate on Estate, Tax, or Trust Planning. The value of pensions and investments can fall as well as rise, you may get back less than you invested. If you are unhappy with our service: if you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us: Lazenbys Financial Services Complaints Department, 1st Floor Stable Mews, Beechwood Estate, Elmete Lane, Roundhay Leeds LS8 2LQ. Email: [email protected]. Tel: 0113 322 0700. If you wish to register a complaint, please write to or telephone Alan Lazenby, Managing Director of Lazenby’s Financial Services on 0113 322 0700 or 07545786730. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567. View our privacy policy here.
