A third of the workers who retire with private pensions next year will cash in their pots, according to estimates from the taxman. New rules introduced in this year’s Budget allow retirees to plunder their pension pot at normal tax rates and HM Revenue and Customs thinks that 130,000 out of 400,000 will do so. […]
The New Pension Revolution – Are You Prepared? Read More »
I spend a great deal of time in front of fund managers listening to their opinions, in fact over the last two months I have sat on a dozen round table events with various fund managers. Their job is to promote their funds of course and as a Financial Planning Consultant I have listen to
The Needle In The Haystack – Growth! Read More »
The first thing you should think is not how much risk, but why? I see so many people in high risk individual company shares, or buying a share that has been heavily sold thinking it’s a bargain; but how many ask themselves why? Let’s make an assumption that you’re over 40 with perhaps 20 years
Worried You’re Taking Too Much Risk? Read More »
In my profession we have many interesting phrases from Dirty and Clean share pricing to pound cost averaging. The latest is pound cost ravaging! This has come about by the move to pension freedoms with so many people doing their own drawdown pensions instead of using annuities. Now this is a hot topic and a
Are You Being Ravaged? Read More »
It always amazes me that Warren Buffet, one of the world’s richest men and long standing investment guru, the sage of Omaha, is constantly ignored both by the public and the press. He has a few golden rules that most don’t follow, so here’s a few of them to consider. Invest in what you know
Timing Or Time In? Read More »
I know I bang this drum a lot but if you go all guns blazing in one area you might do really well, however that might be short lived. Have you been investing in FTSE Trackers because they’re cheap? Cheap doesn’t mean good, it just means cheap! If you have other investments alongside your FTSE
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