Areas we cover
Harrogate Financial Adviser
Financial Adviser Harrogate
If you are looking for an established and experienced financial adviser in Harrogate, you can depend on Lazenby’s to help you take control of your finances and save money.
Our aim is to help you build a secure future from a well-laid foundation.
Harrogate Independent Financial Adviser
Lazenby’s are independent, whole-of-market advisers. Our clients trust us to be realistic about their goals and work hard to protect all their assets, no matter how large or small.
We serve a diverse customer base in Harrogate, from high net worth individuals to clients with more modest assets. Whatever your needs, we will individually tailor the best plan for your circumstances
Whether you’re looking for;
- Pension advice
- Help with a recent inheritance
- Retirement planning
- Help with investment funds
- Inheritance tax planning
Lazenby’s will help you on your financial journey and ensure your financial goals are met.
We don’t act on behalf of any particular product, provider or other body, This means we are well placed to offer impartial advice on financial products best suited to the particular needs of our Harrogate clients.
Who are Lazenby's Financial Services?
Experienced, Qualified, Friendly
Lazenby’s is a tight-knit family business with owners and directors Alan and Dee Lazenby at the helm.
Personable and genuine, Alan is a highly experienced IFA with more than 25 years’ experience under his belt. He has advised many high net worth clients with very complex needs, from offshore investment income and growth plans to using Alternate Investment Markets schemes for mitigating Inheritance tax.
In an ever changing, complex market, the team at Lazenby’s pride themselves on delivering a simple approach to financial planning. We offer honest, independent advice our clients can trust.
Kieron McGeever of Harrogate talks about Lazenby's Financial Services
How We Can Help
Financial Planning
Financial security and peace of mind is of the utmost importance to our Harrogate clients. Our personal pensions adviser will help you plan for both a comfortable retirement and the ability to mitigate the financial impact of life events, expected or unexpected.
Independent Pension Advice, Harrogate
Lazenby’s aim is to develop a robust pension plan to meet your personal objectives. We offer independent, practical and realistic investment and pension advice.
NB: The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Investment Management
We offer a highly experienced Investment Service to our many Harrogate clients. Lazenby's flexible Investment Management Services are tailored to the unique needs of our clients. We consider the end goals and attitudes to risk to ensure a bespoke portfolio that works for each and every client.
NB: The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Estate Planning
We know that our Harrogate clients want to ensure their investments are well protected, suited to their personal risk profile and of course, tax-efficient. The estate planning experts at Lazenby’s, will provide impartial, independent advice, giving you peace of mind that your investments and assets are reallocated exactly how you wish.
Asset Management
Lazenby’s very experienced investment and advice team are well placed to help you manage, protect and invest your assets. We are equipped with whole-of-market options to deliver our clients the greatest array of investment solutions.
Life & Medical Insurance (Protection)
Our Harrogate clientele enjoy personally tailored, truly comprehensive and independent advice on income protection, family health insurance and life insurance. Your security is our priority. We offer a market-wide range of policies to protect you and your loved ones against any of life’s planned or unplanned health obstacles.
Inheritance Tax Planning - Harrogate
Lazenby’s specialise in providing excellent inheritance tax advice. Our aim is to help you ensure that as much of your estate is inherited by your chosen beneficiaries as possible. It’s never too soon to start thinking about mitigating inheritance tax liabilities. Why not get in touch for an initial inheritance tax planning consultation at our expense?
NB: The Financial Conduct Authority does not regulate on Estate, Tax, or Trust Planning.
"Inheritance Tax is a voluntary levy paid by those who distrust their heirs more than they dislike the Inland Revenue"
How Tax Efficient Are Your Finances?
We will look at how you can make your finances more tax efficient, whether that be for inheritance tax planning, retirement planning and your pension.
Why Choose Lazenby’s for Financial Services in Harrogate?
Lazenby’s are unrestricted IFAs. This means that we can safeguard your financial future by offering a completely independent investment proposition, best suited to your personal needs
Free Initial Meeting
With absolutely no obligation on your part, this first meeting will help us get to know each other and enable us to scope out some ways we may be able to help you. This will also give you the freedom to decide whether we can provide you with a service you will value. We will clearly explain how we work, the services we offer and how we charge for our work. This meeting is completed at our expense.
Many of our Harrogate clients find it more convenient for us to visit them at home, but if you would prefer to visit our business premises in West Park, Leeds, the choice is yours.
Traditionally we always kept our money in savings accounts, moving it around to get the best deal. However as interest rates have fallen we have moved to investments to maintain the value of our assets.
Alan Lazenby is encyclopaedic in his knowledge as a Financial Adviser but explains everything clearly without creating confusion. From beginning to end everything is done by the book. We have enjoyed excellent overall returns based upon the investment recommendations we have received. Simply put Alan looks after our money as if it were his own.
How We Work
- Initial Meeting: This first meeting is completed at our expense. We’ll explain how we work, what we can offer and how we charge for this work. This will help you decide whether we can provide a service you will value.
- Discovery Meeting: This meeting is designed to build a comprehensive understanding of your current financial arrangements and most importantly, your attitude to risk. We will take time to listen to you and clearly understand your expectations for your financial future.
- Assess & Analyse: Using the information from the Discovery Meeting, we analyse your current financial position to assess what actions are needed to achieve your goals. Liaising with your existing providers, we will ensure we have up to date information to create a picture of your current financial situation. Taking into consideration your attitude to risk, your financial goals and your vision for the future, we’ll create a personalised financial plan.
- Advice Presentation: This is our opportunity to present you with intelligent, honest advice about what you need to do and we’ll explain the options available to you. This is also your opportunity to ask any questions. We want you to fully understand how the financial plan will work for you in the future
- Plan Implementation & Recommendations: Plan implementation is an important and critical stage of this process, with various factors to be considered. If you’re happy to proceed with our proposals, we will go ahead and implement your financial plan strategy. We will manage the process of updating your existing plans and will implement any agreed strategies.
- Monitor & Review Your Plan: Financial life planning is rarely a one-off event. More often than not, we develop long-term relationships with our clients, working closely with them to ensure their future financial objectives are achieved. All financial plans should be regularly reviewed, keeping them on target to achieve their goals. Our on-going review service lets you track the progress of your plan and will help identify what, if anything needs to be adjusted to keep it on track to achieving your goals. Importantly, we review the potential impact of future legislation or taxation changes on your financial plan. Depending on the level of service you have chosen, this includes a follow up meeting and an annual visit.
What Our Clients Say About Us
Looking for a Financial adviser you can trust can seem bewildering with so many to choose from. We are very proud of the kind testimonials and recommendations we receive from our clients, some of whom have been with us for many years. Below you will find a small selection of testimonials from valued clients. To meet more of our customers and hear their personal insights about dealing with Lazenby’s, visit our testimonial section.
