Finance

So, does the title appears a bit odd to you? it does? Good, then let’s get up to our necks in it all and get into deep water! Like most things in your life the answer has sat on the bridge of your nose all your life. Today I will let you into one of […]

The Currency Crisis This message is as short as we can make it, so for those wanting a short version all we can say is that this isn’t the time for short measures, and you do need to understand fully what is transpiring, because you won’t get any information from the news outlets, until it’s

Why Would You Need Private Medical Insurance? The NHS is available to everyone in the UK, but many people choose to take out private medical insurance too. With growing waiting lists, private health care gives patients peace of mind that diagnosis and treatment will be speedy when they need non-emergency care. How Does Private Medical

The Basics of Inheritance Tax Inheritance tax is due if your estate is worth over £325,000 when you die and it’s not passed to your spouse or a charity. The current rate is 40% above £325,000 and this is paid by the executor of your estate. However, there are several inheritance tax allowances that can

Handling the Loss of a Shareholder The death of a shareholder can change the running of your business. Because the part of the business they own will pass to their beneficiaries. If there’s a poor relationship between the deceased shareholder’s beneficiary and the remaining shareholders it could make running the business harder. The most extreme

What is Relevant Life Cover? Relevant life cover is a tax-efficient way to provide life insurance for company directors or employees. As the employer, you pay for the insurance premiums. The policy then pays out a lump sum on the death (or terminal illness diagnosis) of the person insured. The payout is made to the

The Risk of Losing the People that Matter The COVID-19 pandemic has shown the impact when businesses lose key people for any length of time. Regardless of the nature of your business or what sector it’s in, there are usually certain people who have a major effect on the success of your business. The question

Does Age Matter with Financial Advisors? Financial advisors are not all grey-haired men in suits. There’s more diversity than you may first think. And that includes the age of financial advisors. These days you’re as likely to talk to a financial advisor who is a millennial. In this post, you’ll see 5 key benefits of