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The phrase ‘dead cat bounce’ refers to the rather morbid idea that even a dead cat will bounce if it falls from a great height – it’s an old Wall Street turn of phrase. In other words, it means that it’s a temporary correction in a market that is destined to keep on falling. Or,

Human beings aren’t known to make the wisest decisions when we are under emotional pressure. It’s easy to shout that sound and somewhat obvious advice at the character on the TV screen when they are making all the wrong decisions under pressure (think: any horror movie ever) but put ourselves in their shoes and we

When we hear the word “risk”, we automatically think of something negative. Combine that in a sentence with, “your money”, and in under five seconds your mind has taken you from a retirement sipping cocktails on a sandy beach to working three jobs until your body gives up. It’s an emotional rollercoaster. In finance, risk

It’s not uncommon for people to initially feel a little put off by the cost of financial advice, especially when they feel they are being offered cheaper alternatives or could even try managing their investments themselves. With so many options available, is it really worth paying for financial advice? Let the numbers speak for themselves

As tax relief reduces for pensions, investors are beginning to weigh up their options for saving for retirement. With further increases to the annual ISA allowance, savers are increasingly turning to ISAs to support their tax-efficient savings plan. While both are considered tax efficient ways of saving for retirement, they carry very different rules and

Dee and Alan are raising money for Martin House Hospice by being part of a fun Strictly Come Dancing Competition. Our first rehearsal is this Sunday afternoon – wish us luck! We are performing on 17th November in Wetherby – tickets are available if you want a good laugh. We would appreciate any donations through

I spend a great deal of time in front of fund managers listening to their opinions, in fact over the last two months I have sat on a dozen round table events with various fund managers. Their job is to promote their funds of course and as a Financial Planning Consultant I have listen to

The first thing you should think is not how much risk, but why? I see so many people in high risk individual company shares, or buying a share that has been heavily sold thinking it’s a bargain; but how many ask themselves why? Let’s make an assumption that you’re over 40 with perhaps 20 years

In my profession we have many interesting phrases from Dirty and Clean share pricing to pound cost averaging. The latest is pound cost ravaging! This has come about by the move to pension freedoms with so many people doing their own drawdown pensions instead of using annuities. Now this is a hot topic and a