Cryptocurrencies are no longer a niche topic; they’ve entered the mainstream conversation, fuelled by their rise in value and relentless buzz on social media. It seems that every day, a new digital coin emerges, accompanied by a flood of jargon that can bewilder even experienced investors. So, what’s really going on in the world of […]
The Rise of Cryptocurrencies: What You Need to Know Before You Invest Read More »
What’s your number? Do you know what you have each month to save for the longer term? How much can you afford to put away each month to retire in comfort? Many avoid answering these questions until it’s too late, leading to stress and panic. To retire comfortably, the first step is understanding what you
Why Knowing Your Numbers Changes Everything Read More »
With effect from 6th April 2026 there will be reductions in Agricultural Property Relief (APR) and Business Property Relief (BPR) : the first £1 million of such assets will remain tax-free, after that APR and BPR will only apply to 50% of qualifying business and agricultural assets, and Inheritance tax will be applied at
The short answer is yes, but there are numerous problems with doing it: If the value of the property is over your available nil rate band (the maximum available nil rate band is £325,000 but if you have made gifts which do not qualify for any exemption during the last 7 years then these will
Can I put a property into Trust? Read More »
I’m going to be talking about various tax wrappers in a series of articles over the next few days. A Tax Wrapper is a beneficial structure provided by the UK Government which you can wrap around your savings and investments. These wrappers effectively shield your money from taxes that you would otherwise have to pay.
What is a Tax Wrapper and why should I be interested? Part 1 Read More »
This is the second in the series of tax wrapper articles I’ve written. Check out my LinkedIn page for a copy of my first Tax Wrapper article about pensions. A Tax Wrapper is a beneficial structure provided by the UK Government which you can wrap around your savings and investments. These wrappers effectively shield your
What is a Tax Wrapper and why should I be interested? Part 2 Read More »
This is the third in the series of tax wrapper articles I’ve written. Check out my LinkedIn page for a copy of my first and second Tax Wrapper article about pensions and Stocks and Shares ISAs. A Tax Wrapper is a beneficial structure provided by the UK Government which you can wrap around your savings
What is a Tax Wrapper and why should I be interested? Part 3 Read More »
This is the fourth in the series of tax wrapper articles I’ve written. Check out my LinkedIn page for a copy of my first, second and third Tax Wrapper articles about pensions, Stocks and Shares ISAs and Investment Bonds. A Tax Wrapper is a beneficial structure provided by the UK Government which you can wrap
What is a Tax Wrapper and why should I be interested? Part 4 Read More »
The tensions in the Middle East are dominating global news headlines. With major players within the oil markets involved, there will undoubtedly be implications that impact territories across the world and generate concerns around economic stability. To make matters much more serious, as a member of BRICS (a group of countries with a greater GDP
What do tensions in the Middle East mean for your investments? Read More »
First, what’s a Black Swan some may ask? This is a rare unseen event that causes significant turmoil in financial markets, think 2008 property crisis and the excellent film that explained it ‘The Big Short’. What or who is Evergrande? Evergrande was one of the largest property developers in China and had a vast amount
Evergrande, is this the next Black Swan? Read More »
Lazenbys Financial Services Ltd are authorised and regulated by the Financial Conduct Authority. Lazenbys Financial Services Limited are entered on the FCA register under reference 811996.
Lazenbys Financial Services Ltd. Registered in England and Wales, under no. 08241393. Registered office address – 1st Floor Stable Mews, Beechwood Estate, Elmete Lane, Roundhay Leeds LS8 2LQ. The Financial Conduct Authority does not regulate on Estate, Tax, or Trust Planning. The value of pensions and investments can fall as well as rise, you may get back less than you invested. If you are unhappy with our service: if you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us: Lazenbys Financial Services Complaints Department, 1st Floor Stable Mews, Beechwood Estate, Elmete Lane, Roundhay Leeds LS8 2LQ. Email: [email protected]. Tel: 0113 322 0700. If you wish to register a complaint, please write to or telephone Alan Lazenby, Managing Director of Lazenby’s Financial Services on 0113 322 0700 or 07545786730. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567. View our privacy policy here.
