Risk is central to investing. You take a level of risk with the aim of generating a return on every investment. When your investments are spread across different markets around the world that risk can include the impact of global politics. How Much Risk Are You Willing to Take? Every type of investment involves risk. […]
Investment Risk – Why You Need to Understand International Politics Read More »
The Basics of Inheritance Tax Inheritance tax is due if your estate is worth over £325,000 when you die and it’s not passed to your spouse or a charity. The current rate is 40% above £325,000 and this is paid by the executor of your estate. However, there are several inheritance tax allowances that can
Inheritance Tax Planning – What is a Loan Trust? Read More »
Handling the Loss of a Shareholder The death of a shareholder can change the running of your business. Because the part of the business they own will pass to their beneficiaries. If there’s a poor relationship between the deceased shareholder’s beneficiary and the remaining shareholders it could make running the business harder. The most extreme
How Do You Deal with the Death of a Shareholder? Read More »
What is Relevant Life Cover? Relevant life cover is a tax-efficient way to provide life insurance for company directors or employees. As the employer, you pay for the insurance premiums. The policy then pays out a lump sum on the death (or terminal illness diagnosis) of the person insured. The payout is made to the
How Relevant Life Cover Protects Your Business And Your People Read More »
The Risk of Losing the People that Matter The COVID-19 pandemic has shown the impact when businesses lose key people for any length of time. Regardless of the nature of your business or what sector it’s in, there are usually certain people who have a major effect on the success of your business. The question
Would Losing a Key Person Damage Your Business? How to Survive Read More »
Does Age Matter with Financial Advisors? Financial advisors are not all grey-haired men in suits. There’s more diversity than you may first think. And that includes the age of financial advisors. These days you’re as likely to talk to a financial advisor who is a millennial. In this post, you’ll see 5 key benefits of
5 Reasons to Work with a Young Financial Advisor Read More »
When you’re planning your finances, inheritance tax should not be ignored. In this article, we’ll look at the basics of what you need to know and when you should ask for help and advice. The Basics of Inheritance Tax Inheritance tax is due when your estate is over £325,000 and it’s not passed to your
Inheritance Tax Planning: What You Need to Know Read More »
Where Should You Invest an Inheritance: Property vs NISA? If you receive an inheritance it makes to invest it for your future. But with so many options, where should you put your money? In this article, we’ll look at the differences between investing in property vs investing in a New ISA (NISA). How Easily Can
Where to Invest an Inheritance: Property vs NISA? Read More »
Protecting your family is a basic instinct. However, there are different options to choose from. In this article, we’ll talk through how level term insurance compares to family income benefit. What is Level Term Insurance? Level term insurance pays out a lump sum when the insured dies or is diagnosed with a terminal illness. Regardless
How to Protect Your Family: Level Term Insurance vs Family Income Benefit Read More »
Time is money when it comes to saving for your future. It’s not just about how much you save for your pension, but when you start saving too. That’s because the earlier you start saving, the more time there is for your investments to grow. Starting early also means you can save smaller amounts as
How to Use Time to Improve Your Pension Read More »
Lazenbys Financial Services Ltd are authorised and regulated by the Financial Conduct Authority. Lazenbys Financial Services Limited are entered on the FCA register under reference 811996.
Lazenbys Financial Services Ltd. Registered in England and Wales, under no. 08241393. Registered office address – 1st Floor Stable Mews, Beechwood Estate, Elmete Lane, Roundhay Leeds LS8 2LQ. The Financial Conduct Authority does not regulate on Estate, Tax, or Trust Planning. The value of pensions and investments can fall as well as rise, you may get back less than you invested. If you are unhappy with our service: if you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us: Lazenbys Financial Services Complaints Department, 1st Floor Stable Mews, Beechwood Estate, Elmete Lane, Roundhay Leeds LS8 2LQ. Email: [email protected]. Tel: 0113 322 0700. If you wish to register a complaint, please write to or telephone Alan Lazenby, Managing Director of Lazenby’s Financial Services on 0113 322 0700 or 07545786730. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567. View our privacy policy here.
