Today, I want to talk about a topic that’s a bit of a dream for most of us: Financial Freedom. Financial freedom isn’t just about accumulating wealth; it’s about gaining control over your life, your choices, and your future. It’s the ability to live life on your own terms, pursue your passions, and provide security […]
Achieving Financial Freedom Read More »
While we’ve all been looking in one direction, at inflation, few have looked at the other coming problem, that of deflation. This reversal is one of the reasons for higher interest rates, not inflation, but deflation. So, how does increasing interest rates create deflation? To put things as simple as possible, which is never easy,
From Inflation to Deflation Read More »
It might not have escaped your attention that the news has been full of Crypto business failures, such as the FTX scandal. So, rather than going in to a complex and detailed explanation of crypto currencies, I think it’s better to explain the phenomenon in language that’s easier to comprehend. You have several choices of
Crypto Market Turmoil Read More »
The latest Chancellor of the Exchequer, Jeremy Hunt, is looking at yet again changing the already hyper complex pension rules. Will this be another pointless exercise or is it something to be cheerful about? So, what’s being considered? Too many Doctors and other senior, rather well paid, and fully pensioned people are retiring early because
Pending Change in Pension Rules from January 2023 Read More »
So, does the title appears a bit odd to you? it does? Good, then let’s get up to our necks in it all and get into deep water! Like most things in your life the answer has sat on the bridge of your nose all your life. Today I will let you into one of
So, £10 Billion a day is to be used by the Bank of England to purchase long dated Gilts to drive down yields and so save the UK pensions industry, did any of that make the slightest bit of sense to you? I think I should break things down for you first and then try
Making Sense of the UK Pension Collapse Rescue Plan Read More »
The Currency Crisis This message is as short as we can make it, so for those wanting a short version all we can say is that this isn’t the time for short measures, and you do need to understand fully what is transpiring, because you won’t get any information from the news outlets, until it’s
Why Would You Need Private Medical Insurance? The NHS is available to everyone in the UK, but many people choose to take out private medical insurance too. With growing waiting lists, private health care gives patients peace of mind that diagnosis and treatment will be speedy when they need non-emergency care. How Does Private Medical
Private Medical Insurance: What You Need to Know Read More »
Risk is central to investing. You take a level of risk with the aim of generating a return on every investment. When your investments are spread across different markets around the world that risk can include the impact of global politics. How Much Risk Are You Willing to Take? Every type of investment involves risk.
Investment Risk – Why You Need to Understand International Politics Read More »
The Basics of Inheritance Tax Inheritance tax is due if your estate is worth over £325,000 when you die and it’s not passed to your spouse or a charity. The current rate is 40% above £325,000 and this is paid by the executor of your estate. However, there are several inheritance tax allowances that can
Inheritance Tax Planning – What is a Loan Trust? Read More »
Lazenbys Financial Services Ltd are authorised and regulated by the Financial Conduct Authority. Lazenbys Financial Services Limited are entered on the FCA register under reference 811996.
Lazenbys Financial Services Ltd. Registered in England and Wales, under no. 08241393. Registered office address – 1st Floor Stable Mews, Beechwood Estate, Elmete Lane, Roundhay Leeds LS8 2LQ. The Financial Conduct Authority does not regulate on Estate, Tax, or Trust Planning. The value of pensions and investments can fall as well as rise, you may get back less than you invested. If you are unhappy with our service: if you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us: Lazenbys Financial Services Complaints Department, 1st Floor Stable Mews, Beechwood Estate, Elmete Lane, Roundhay Leeds LS8 2LQ. Email: [email protected]. Tel: 0113 322 0700. If you wish to register a complaint, please write to or telephone Alan Lazenby, Managing Director of Lazenby’s Financial Services on 0113 322 0700 or 07545786730. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567. View our privacy policy here.
